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By: Theresa PughPublished On: October 21, 2014
Financial planning is important, especially for students. Whether you return to school on a full or part-time basis, managing your all-important cash flow can make a world of difference to your well-being. And the truth of good money management is surprisingly simple. In essence, it’s all about ‘the budget’.
In an age of quick and easy credit, people forget that once-upon-a-time, yes, back in the dark ages before the internet, living within a budget was actually considered common-sense. If you earned $1000 dollars a month and your expenses came to $1200, well, you are over-budget.
As Dr. Phil might say: “How is that working for you?”
Budgets allow you to manage your money. A monthly budget can help you decide how to spend your money, plan for your future, pay off existing debt, and save a few dollars each month by reducing wasteful and impulsive purchases.
There are a number of great money management tools on-line. One of these, https://www.mint.com/ is worth checking out. Mint pulls all your financial accounts into one place. Set a budget, track your goals and do more with your money, for free!
To create your monthly budget, follow the simple steps below:
Tips to Increase Savings
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