LLQP: Harmonized Life Licence Qualification Program (Live Online)

  • Formats:

    Live Online

  • Duration:

    21 hours

  • Registration Fee:

    $630

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Start Date

Live Online live-logo

Part-Time: Coming again in 2023

 

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Overview

The LLQP is a recognized certification program that will qualify candidates to write the provincial insurance regulator's licensing exam. The objective is to provide a solid learning foundation for insurance professionals entering the field. The program is organized in the following modules: Life Insurance, Accident and Sickness Insurance, Segregated Funds and Annuities, and Ethics and Professional Practice, Common Law.

Harmonized LLQP Examination

Candidates will have four attempts after passing the course provider's certification exams to successfully pass all the required provincial exams. The duration of each exam is 75 minutes with 30 questions for each module, except for Ethics and Professional Practice which has 20 questions. No physical notice of completions or certificates will be issued. When students complete their certification exams, the course provider will upload this information to their profile and then they will be eligible to write the Provincial LLQP Licensing exams. Once certified, the candidate will then have one year to write and pass the four course module exams with their province. The candidate must obtain a minimum of 60% on each exam. Once they complete their exams, they can start the licensing process with the corresponding Insurance Council.

Online Proctored Certification Exams 

All certification exams will be proctored online to promote compliance and exam integrity. Advocis has partnered with Canadian-based Integrity Advocate to provide secure online exams. The online proctoring service starts after registration but before content access is made available a candidate attestation and identity validation process must be completed to provide access to the course materials. As the candidate prepares for the online proctored certification exam, the candidate must complete a second identification validation process before the exam is made available. Instructions, resources, exam preparation and exam rules are located within the Advocis Learning Environment, accessible to registered students. 

To learn more about Integrity Advocate and the online proctoring process, click here. 

Certification Exam Attempts 

Effective January 1, 2022, candidates are allowed up to a maximum of four attempts to pass a certification module exam with a minimum grade of 60%. Failure to achieve the minimum grade on a module exam by the fourth attempt will result in a mandatory retaking of the course. The first exam attempt is complimentary, and online proctored certification exam attempts are available 24/7 with no need to book an appointment. If required, it is strongly recommended that candidates take at least 24 hours between exam attempts to revisit resources and to strengthen their weak areas with chapter quizzes, videos and other tools that are available to them. 

Topics Covered/Learning Objectives

Upon completion of this course, students will be able to:

  • Assess the client’s needs and situation
  • Analyze the available products that meet the client’s needs
  • Implement a recommendation adapted to the client’s needs and situation
  • Provide customer service during the validity period of coverage
  • Integrate into practice the legal aspects of insurance and annuity contracts
  • Delimit the legal framework governing life insurance
  • Explain the main provisions and clauses of an insurance or annuity contract
  • Characterize the parties involved in the contract
  • Contextualize the rules relating to the contract’s formation, taking effect, reinstatement and termination
  • Explain the main provisions and clauses of an insurance or annuity contract
  • Integrate into practice the rules relating to beneficiary designation and exemption from seizure of benefits
  • Contextualize the rules relating to claims and the payment of benefits
  • Explain the role of the organizations that protect clients
  • Integrate into practice the obligations and responsibilities of life insurance agents
  • Assess the client’s needs and situation
  • Analyze the available products that meet the client’s needs
  • Implement a recommendation adapted to the client’s needs and situation
  • Assess the client’s needs and situation
  • Implement a recommendation adapted to the client’s needs and situation
  • Analyze the available products that meet the client’s needs
  • Implement a recommendation adapted to the client’s needs and situation
  • Provide customer service during the validity period of the coverage
  • Assess the client’s needs and situation
  • Analyze the available products that meet the client’s needs
  • Implement a recommendation adapted to the client’s needs and situation
  • Provide customer service during the validity period of the coverage

Course Descriptions

Life Insurance (7 hours)

This is an exam preparation module for future life insurance agents registered in the Life Licence Qualification Program (LLQP). Candidates will develop the competencies targeted in the life insurance module of the LLQP Curriculum: recommend individual and group life insurance products adapted to the client’s needs and situation.

Accident and Sickness Insurance (5 hours)

This is an exam preparation module for future life insurance agents registered in the Life Licence Qualification Program (LLQP). Candidates will develop the competencies targeted in the accident and sickness insurance module of the LLQP Curriculum: recommend individual and group accident and sickness insurance products adapted to the client’s needs and situation.

Segregated Funds and Annuities (6 hours)

This is an exam preparation module for future life insurance agents registered in the Life Licence Qualification Program (LLQP). Candidates will develop the competencies targeted in the segregated funds and annuities module of the LLQP Curriculum: recommend segregated funds, individual annuities and group pension plans adapted to the client’s needs and situation.

Ethics and Professional Practice, Common Law (3 hours)

This is an exam preparation module for future life insurance agents registered in the Life Licence Qualification Program (LLQP). Candidates will develop the competencies targeted in the ethics and professional practice module of the LLQP Curriculum: develop an ethical professional practice, in compliance with the rules governing the life insurance sector.

Instructors

Subject to change without notice

Steve Fooks

Steve is a (CFP) Certified Financial Planner and a Certified Health Insurance Specialist (CHS).  He has also completed the Certified Executive Coach program at Royal Roads University. He combines his 20 years of industry experience with his passion for education and the development of others. Steve is an Advanced Case Consultant for Canada Life where he works alongside financial advisors as their subject matter expert on life insurance. His focus is on estate planning and corporate insurance planning where he combines his product design and people skills to create custom solutions for clients.

 

Bryan Dar Santos

Bryan Dar Santos is a financial educator and investment specialist with nearly two decades of industry experience. Bryan has spent years training and supporting hundreds of financial advisors across Canada and is the founder of FDI Financial Diagnostics Inc., an independent investment analysis firm for advisors and retail clients. Bryan is passionate about helping Canadians understand the financial industry, leading him to specialize in explaining complex financial concepts in simple terms. From 2012 to 2014, he published FinanceWorks.ca, a national consumer magazine that connected finance to our everyday lives and helped Canadians to earn, grow, save and protect their money.

 

Ian Whiting

Ian Whiting obtained his Chartered Life Underwriter (CLU) designation in 1987 while completing his Investment Funds Institute of Canada (IFIC) qualification. He completed his Fellowship in the Life Management Institute with a specialty in Financial Services in 1988. In 1989, Ian completed qualifications for his Chartered Financial Consultant (CFC) designation. In 1992, he qualified as an Associate of the Academy of Life Underwriters, and in 1993 he completed his Associate, Customer Service designation program through Life Office Management Association (LOMA).

In 1997, Ian qualified as a Certified Financial Planner (CFP) and completed his courses and exams to obtain the Associate, Insurance Agency Administration designation. In 1999, he completed the study and examinations to qualify as a Trading Officer, Partner and Director for Mutual Funds with the BC Securities Commission. As a result, he is also qualified as a Branch Compliance Manager and Head Office/Provincial Compliance Officer.

Jason Wong

Jason Wong has extensive knowledge in the wealth management industry and has been practising financial planning since 2001. Jason started his career through the financial advisory channel in one of the major banks. He then moved on to the independent channel to assist his individual and business clients in achieving their financial goals through comprehensive financial planning. Jason is also a consultant supporting financial advisers in providing wealth management solutions to their clients. Jason holds several industry accreditations: Certified Financial Planner (CFP), Chartered Financial Analyst (CFA), Financial Management Advisor (FMA) and Derivative Market Specialist (DMS). He holds a Master of Business Administration from the University of Manchester, one of the top global business schools according to the Financial Times Global MBA rankings.

Who Will Benefit From The Course

This course is best suited for insurance professionals entering the field.

Dates

Live Online

Part-Time:

  • Coming again in 2023
    • Students must devote at least 3 hours per week to attend live webinars
    • Webinars will be held Tuesdays from 4:00 pm to 7:00 pm PST
    • Outside of live instructional periods, students will be expected to take part in various independent and/or group activities

Required Materials

Students must register via the Advocis LLQP portal.

Fee

The registration fee for this course is $630.

Technical Requirements

Live Online Students

Ashton College uses web conferencing tools for conducting online classes and online learning management systems for managing resources, assignments, and grades. These tools help instructors and students connect live online as well as asynchronously. The basic requirements for online learning include a computer, webcam, speakers, and a microphone or a headset and headphones, along with a reliable internet connection. Though online learning can be pursued using smartphones and tablets, the use of laptops or desktop computers is encouraged for an enhanced learning experience.

 

This course does not require approval by the Private Training Institutions Branch of the Ministry of Advanced Education and Skills Training. As such, it was not reviewed.

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