Harmonized Life Licence Qualification Program

Harmonized Life Licence Qualification Program

  • Format:

    Online

     

  • Duration:

    21 hours

  • Registration Fee:

    $630
    Note: Advocis registration fee not included.  Students will receive a link to register.

Register Today

Start Date

Online

Part-Time:May 28, 2025 - July 9, 2025

Schedule: Webinars are held on Wednesdays from 5:00 to 8:00 pm PT

Online Flexible Learning Options:

Ashton College offers two online learning options to suit your schedule:

  • Synchronous
    Students access learning through live online classes; or
  • Asynchronous
    Students access learning through recorded online classes.

Life Licence Qualification Program Overview

The Life Licence Qualification Program is a certification program that will allow you to write the provincial insurance regulator's licensing exam. This program will give you a good foundation for working in the insurance industry. The program is organized into modules on Life Insurance, Accident and Sickness Insurance, Segregated Funds and Annuities, and Ethics and Professional Practice.

Read more about the Financial Services Sector in our blog, Ashton Insider

Harmonized Life Licence Qualification Program Examination

If you pass the certification exams from a course provider, you will have four chances to pass all the provincial exams. The duration of each exam is 75 minutes and there are 30 questions for each module, except for Ethics and Professional Practice which has 20 questions.

Once you complete your certification exams, the course provider will upload this information to your profile. You will then be able to write the Provincial LLQP Licensing exams.

Once the candidate has passed the certification exam, they will have one year to pass four course module exams. They must get a minimum of 60% on each exam in order to proceed with the licensing process.

Online Proctored Life Licence Qualification Exams 

All certification exams will be done online to make sure everyone follows the rules and to keep the exam fair. Advocis has partnered with Integrity Advocate, a Canadian company, to provide secure online exams. You will need to complete an attestation and identity validation process before you can get access to the course materials.

Before you can take the online proctored certification exam, you need to complete a second identification validation process. You can find all the instructions, resources and information you need for the exam preparation and rules in the Advocis Learning Environment. This is an area accessible only to registered students.

To learn more about Integrity Advocate and the online proctoring process, click here. 

Certification Exam Updates

Effective February 28, 2023 exams will be changed from a single online proctored exam to modular online exams. Candidates will have four attempts per modular to pass, a grade of 60% or higher is required to pass each modular exam. If candidates fail after the fourth attempt of any modular exam, they must retake the course.

The first try is free, and online proctored certification exams are available 24/7 with no need to book an appointment. If you have to take the exam again, it is strongly recommended that you take at least 24 hours between exam attempts to revisit resources and to strengthen your weak areas with chapter quizzes, videos and other tools that are available to you.

Topics Covered/Learning Objectives

Upon completion of this course, students will be able to:

  • Assess the client’s needs and situation
  • Analyze the available products that meet the client’s needs
  • Implement a recommendation adapted to the client’s needs and situation
  • Provide customer service during the validity period of coverage
  • Practice the legal aspects of insurance and annuity contracts
  • Delimit the legal framework governing life insurance
  • Characterize the parties involved in the contract
  • Contextualize the rules relating to the contract’s formation, taking effect, reinstatement and termination, as well as to claims and the payment of benefits
  • Explain the main provisions and clauses of an insurance or annuity contract
  • Practice the rules relating to beneficiary designation and exemption from seizure of benefits
  • Explain the role of the organizations that protect clients
  • Practice the obligations and responsibilities of life insurance agents
  • Implement a recommendation adapted to the client’s needs and situation

Admission Requirements

  • None

Who Should Enrol in Getting a Life Licence?

  • Those interested in working in the Insurance or Life Insurance industry
  • Those who are already working in the Insurance industry and want to learn more about the Life Insurance industry

Course Descriptions

Life Insurance (7 hours)

  • In this module, you will develop the skills you need to recommend individual and group life insurance products that are right for each client.

Accident and Sickness Insurance (5 hours)

  • The module will help you develop the skills you need to pass the accident and sickness insurance exam.

Segregated Funds and Annuities (6 hours)

  • The exam will test your knowledge of how to recommend segregated funds, individual annuities, and group pension plans to clients.

Ethics and Professional Practice, Common Law (3 hours)

  • You will learn about the ethics and professional practice of being a life insurance agent. This will include learning about the rules that govern the life insurance industry.

Who Will Benefit From The Course

This course is best suited for insurance professionals entering the field.

Fee

The registration fee for this course is $630.
Note: Students are required to register with Advocis and purchase the required course materials. Registration and material fees are not included. Ashton College students will receive a link to order their materials. For information regarding the cost of Advocis materials please review this sheet.

Technical Requirements

Computer System: Fully functional computer with webcam, speakers, and microphone (headset recommended).

Internet Connection: Reliable high-speed internet connection.

Device: While accessible on smartphones and tablets, we recommend using a laptop or desktop computer for a better learning experience.

This program/course does not require approval by the Private Training Institutions Regulatory Unit (PTIRU) of the British Columbia Ministry of Post-Secondary Education and Future Skills. As such, PTIRU did not review the program/course.

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