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By: Nadia StefynPublished On: November 19, 2014
Put simply, a financial plan takes your short and long-term goals and uses your current and future financial state to help you achieve them.
As with any other plan, a financial one keeps you focused by saving the money you need to realize your goals (eye on the prize!), protect what is most important to you, plan for retirement and manage your taxes.
A financial plan should contain the following:
It is possible to create your own financial plan, but the knowledge and expertise of a qualified professional could get you where you want to go faster. If you're not ready to see a planner, start small by setting financial priorities each month, paying your bills on time, staying out of debt, and putting away a few dollars wherever you can.